​​​​Social Security Disability and Veterans Compensation Attorneys

SSA Lawyers P.A.

Frequently Asked Questions​​​​​​​​​

Navigating the Social Security Disability process can be confusing and frustrating. At SSA Lawyers PA, we help clients every day who have important questions about qualifying for benefits, filing claims, and handling denials. Here are answers to some of the most common questions we receive.

1. What’s the difference between SSDI and SSI?

SSDI (Social Security Disability Insurance) is based on your work history and the payroll taxes you’ve paid into the system. You must have enough work credits and a qualifying disability.

SSI (Supplemental Security Income) is a need-based program for individuals with limited income and resources. It does not require a work history.

2. How does Social Security define “disability”?

To qualify, your condition must:

Prevent you from doing any substantial work;
Be expected to last at least 12 months or result in death.

The Social Security Administration (SSA) considers your medical condition, age, education, and work history to determine whether you can do any type of work.

3. How long does the application process take?

The initial decision typically takes 8 to 12 months, but delays are common. If you appeal, it may take a year or longer to reach a hearing before an Administrative Law Judge.

4. What should I do if my claim is denied?

Don’t give up. Most initial claims are denied, but many are approved on appeal. You should:

Request reconsideration within 60 days of denial;
Prepare for a hearing if reconsideration is also denied;
Contact a disability attorney to guide you through the appeals process.

5. Do I need a lawyer to apply for disability?

You’re not required to have a lawyer, but an experienced Social Security disability attorney can:

Improve your chances of approval;
Help gather and submit medical evidence;
Represent you at your hearing;
Ensure deadlines are met and paperwork is accurate.

6. How much will I receive in disability benefits?

The amount depends on your past earnings. The SSA uses your average lifetime income to calculate your SSDI monthly payment. In 2025, the average SSDI benefit is approximately $1,550 per month, but your amount may be higher or lower.

For SSI, the federal base rate is $967/month for individuals (as of 2025), but this may be reduced by income or in-kind support.

7. Can I work while receiving disability benefits?

Yes, but there are strict limits. In 2025, you can earn up to $1,650/month (non-blind) or $2,590/month (blind) before your benefits are affected. The Trial Work Period (TWP) allows you to test your ability to work for nine months without losing benefits.

8. What is the “date last insured” and why does it matter?

Your date last insured (DLI) is the last date you are eligible for SSDI based on your work history. You must prove your disability began before your DLI to qualify for SSDI. If you wait too long to apply, you may miss the window.

9. Will I get Medicare or Medicaid if I’m approved?

SSDI recipients are eligible for Medicare after a 24-month waiting period from the date of entitlement.
SSI recipients in most states, including Florida, are eligible for Medicaid immediately upon approval.

10. How much does it cost to hire a disability attorney?

Social Security disability lawyers work on a contingency basis, meaning you pay nothing upfront. If we win your case, the SSA pays us 25% of your past-due benefits, capped at $9,200 (as of 2025). You owe nothing if we don’t win.(Through the Administative level. Federal Court fees are not capped)

Need Help With Your Disability Claim? Call SSA Lawyers Today.

Whether you’re applying for the first time or fighting a denial, our experienced disability attorneys are here to help you every step of the way. We handle Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) cases throughout Florida.

📍 SSA Lawyers PA
4925 Independence Parkway, Suite 195
Tampa, FL 33634
📞 Call: 1-813-221-1300



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